I paid with my Scotia Momentum Visa Infinite card a trip abroad in April 2020 with a bunch of friends. Scotia Momentum is already one of the better cashback cards out there. Exclusive VISA Benefits: The Scotia Momentum Visa Infinite card entitles you for benefits that are exclusive to Visa Infinite cardholders. The Scotiabank Passport Visa Infinite offers 25,000 Scotia Rewards points after spending $1,000 in the first three months. Travel easy - The Scotiabank Passport Visa Infinite Card offers a wealth of travel and rental car insurance that covers you in the case of trip cancellation, flight delays, travel accidents, lost baggage, and rental car loss and damage. Launched in early 2018, the Scotiabank Passport Visa Infinite entered the fray as the only credit card from the country’s big banks to completely waive its foreign transaction fees (and made headlines for doing so). If you have already done so, you can file a claim on this website. The Scotiabank Passport Visa Infinite Card has a 0% foreign transaction fee which is makes this a great option for international travel and spend. The signup bonus of 25,000 points is worth $250 towards any travel expense, so it already outweighs your $139 outlay. There are numerous travel credit cards in Canada with excellent cancellation insurance. Travel medical – $1,000,000 for 25 days / 10 days if you’re 65 or older. Here’s my plan for maximizing cash back rewards this year: Like many of you, our travel plans were put on hold this year. The Scotia Momentum Visa Infinite comes with the following insurance coverages: Travel emergency medical insurance ($1M for up to 15 days away) Trip Interruption & Cancellation Insurance (up to $2000 / person) Flight Delay ($500 per person for delays of 4 hours) Delayed & Lost Luggage Insurance (up to $500/ trip for delays of 4 hours) They’ll receive wide-ranging travel insurance coverage from medical emergency, to trip cancellation, to hotel burglary and more. But our choice for the best credit card with trip cancellation insurance is the Scotiabank … Trip cancellation and trip interruption insurance are related but are still two different policies that come with select credit cards. The annual fee of $139 is not waived. TRIP CANCELLATION TERMS AND CONDITIONS April 2019 / Page 1 of 3 Trip Cancellation As a Visa cardholder you will be covered up to the benefit amount for travel ... Visa Infinite • Up to USD 3,000 per person Optional Benefits / Benefit Amount Visa Classic • Up to USD 2,500 With both, your credit card company would reimburse you for non-refundable expenses, in the event that your trip is interrupted while in progress or cancelled outright. We had to cancel our trip to Italy that was schedule for April, as well as a trip to the UK in July. With no foreign exchange fees, this card outshines competing cards by a large margin. The Scotia Passport Visa Infinite Card carries with it all the standard travel insurance protections that you would expect from a major bank’s Visa offerings, including emergency medical, trip cancellation/interruption, flight delay, lost or delayed baggage, accident, rental car loss or damage, and hotel burglary coverage. That translates to instant savings for frequent travellers, who would otherwise have to pay a 2.5% fee on every card purchase made in a … The Scotiabank Passport Visa Infinite also waives its foreign transaction fees, making it the only Visa or Mastercard from one of Canada’s big banks to do so. In all cases, this type of insurance refunds travel expenses when you cancel or interrupt your trip. But its appeal doesn’t stop there. Flight/trip delay – up to $500 / 4 hours. The Scotiabank Passport™ Visa Infinite* Card can not only keep up with its users’ globe-trotting adventures, but it can help them book their next trip. Trip cancellation/trip interruption insurance up to $2,500 per person and a maximum of $10,000 per trip. Before contacting the Insurer, you must cancel/interrupt the trip directly with the travel supplier and confirm what credits or refunds you will be provided. This thorough review compares both programs side by side, so you can see the best perks and benefits. There is no such thing as a "best" cashback card, only a "BEST FOR YOU" cashback card. source Winner of the 2019 RateHub Best Travel Perks Card and the 2020 MoneySense Best Travel Points Card for No Foreign Transaction Fees, the Scotiabank Passport Visa Infinite card is marketed at travellers but has a lot to offer domestic users. Flight delay insurance with a limit of $500 per person. HELP. You think it covers you but not. The annual fee of $139 is not waived. Scotiabank Passport Visa Infinite Card travel insurance. It all depends on how you are going to use them and in what combination with your other cards. On top of that, keep reading to find out the promotion that’s going on for the card now and how you can capitalize on the bonus point offers. I … and Card Value Calculator You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. Cash back on groceries is still 4% Other cards to consider is the TD Infinite Cashback Card. In this review of the Scotiabank Passport Visa Infinite, I’ll delve into the main topic of foreign exchange fees and ultimately why this is such a good travel credit card for Canadians. Table Of Contents Features of the Scotiabank Passport Visa InfiniteBenefits of the Scotiabank Passport […] GET INFORMATION OR FILE A CLAIM. CHECK CLAIM STATUS. Now when you pay in full for you and/or any other person’s travel tickets from a registered common carrier with your own eligible Visa, you will receive, free of charge, protection against trip cancellation for non-reimbursable expenses up to the maximum sum insured that applies for the travel and/or accommodation costs you incurred if you and/or any of those you purchased the trip for have to cancel the trip … 3 To be eligible for a Cash Back rebate, all reservations and travel arrangements must be made through the Scotia Rewards Travel Service (Travel Services provided by a duly licensed 3rd party travel agent) and charged to your ScotiaGold Passport Visa card or your ScotiaGold Passport for business Visa card. For any questions about your Trip Interruption/Trip Cancellation coverage, you can call our Administrator 24 hours a day/7 days a week: From the U.S.A. or Canada 1-800-359-6704 From elsewhere, call collect 1 … What your policy refunds – under what circumstances … Delayed and lost baggage insurance up to a combined maximum of $1,000. Well about 2.5% to be exact – as that is the average rate … If you want more than just benefits, Mastercard's World Elite program and Visa's Infinite program has you covered. Travel accident insurance up to a maximum of $1 million per occurence. Complimentary concierge services: They are available to help you buy tickets, make dinner reservations, plan your trip, and more 24 hours a day and 7 days a week at 1-888-853-4458. The Scotia Momentum Visa Infinite Card definitely fits the bill as my preferred spending card for the foreseeable future. Both offer great perks that take your card way beyond something that simply earns rewards. 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