Save. Plenti Car loan reviews . Car & Personal Loans that have been available in the market for less than six months are not eligible for the Star Ratings and are reviewed using the Car & Personal Loans Star Ratings Methodology to provide an Indicative Rating based on the product information available at the time of review… Read Guest's review of the RateSetter www.ratesetter.com, 96 of 625 RateSetter www.ratesetter.com reviews, & compare with other Personal Loans at Review Centre RateSetter typically offers loans to applicants with high credit scores. Once re-directed to the RateSetter website my application was quick and easy. Here's our review of its loans, rates, risks, fees and more. I have had 3 loans and a very quick process as money in the bank within 24 hours. I now need to do work on that car so have stopped up and consolidated with a new loan… I am in the process of paying off my 12 month loan 9 months early as the loan was for a family emergency. Very happy, Excellent fast service with no hassle very good apr, Great. Happy so far! Applied online and next working day the monkey was in my bank account. The online form was user-friendly to complete. RateSetter Review Main Points - 8 Minute Read What does RateSetter do? Applied for car loan even though I had an average credit score . Click the 1 last … Jun 25, 2020 – 9.32pm. Excellent service, apart from the time I got a mark on my credit score 6 years ago for direct debit payment apparently not taken in time due to me cancelling my direct debit as advised for no longer using their service. What's not to like, I love RateSetter they give best rate n pass the loan in one day, Had no problem from start to Finnish.applied told me how much I was approved for . You can apply for up to $45,000 and loan terms up to 5 years are available. The company has … You are great, quick, cheapest and also real.My bank did not facilitate me with loans at the moments. RateSetter is a marketplace based in London, . … Canstar Outstanding Value award winner for personal loans (2015-2019) and new and used car loans (2019). Terms from 3 to 7 years. RateSetter is a trading name of Retail Money Market Ltd (Company No. Click here to read 5 customer reviews of RateSetter Car Finance, rated 5★ by real people like you on Smart Money People. Lenders want to be repaid and may ask for … Very pleased nice & easy to apply, good rate and happy with the repayments. Car loan interest rates range from 4.89% p.a. Trusted by 90M+ People!how to Ratesetter Personal Loans Review for Income and Debt. I searched money supermarket to get the cheapest loan. But these attractive returns could come at a severe cost. Spoke to someone to restart my payments, the guy I spoke too sounded like he just couldn’t be bothered and was abit off hand with me. I’ve been taking out loans for personal and business reasons for 10+ years, and never have I seen such good comparison rates. Really impressed with the ease of applying, communication, ability to change dd date, and the interest rate. Experian led me to them. Ratesetter Personal Loans Review Cash Now, Online Loans 24/7. RateSetter's actual bad debt rate for the 2008 cohort of loans was 2.8 per cent. Metro will make additional payments to shareholders if RateSetter … See each review for more details on the rates and terms of each P2P platform.. GB. Yes, you had to fill in the usual standard questions, that's to be expected, but the way in which the application was handled (and approved) deserves a mention. And not only that, but at a fantastic APR rate that beats every other financial offering hands down. "The people that are looking for car finance now are generally better credit quality,'' he said. Technology-led personal loan and car loan lender RateSetter has rebranded to ‘Plenti.’ For five years, RateSetter assisted 80,000 households by offering a range of competitive loan options. Funds in 24 Hour!how to Ratesetter Personal Loans Review for INSTRUCTIONS FOR GMAIL CUSTOMERS . Good rates and accepts over-payments which is a plus so as to reduce terms.Highly recommended, Very quick and easy ,it only take 5 minute and next day you have the money in your account. If you do roll the loan over, you cannot do this more than twice. Read 2 more reviews about Zopa Ltd Only the latest review will count in the company's TrustScore Martina Appleby 2 reviews. 7075792) and our registered office is at 6th Floor, 55 Bishopsgate, London EC2N 3AS. Thank you, Very Easy process and no hustle, very positive experience, Easy online Took 5 mins to fill in questionsGot an answer right awayMoney in my bank account within 48hours, Really cost effective loan and very efficient service. Well done to all the Rate Setter Team. Money was in bank a day later .. great rates also . Overall rating. Borrowers can apply for a loan for between 6 … RateSetter tells investors loan growth is on track ahead of float. Share. Great work RS! Next days, you accepted my loans and sent it to my account. At first, I did not know your company. Authorised and regulated by the Financial Conduct Authority (Ref. It mostly does UK personal lending to creditworthy people, repaid within five years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees. After submitting my application (Sat), I had an email back within two hours requesting open banking authorisation, which was seemess to set up. The reason is that you will end up being charged more interest, as well as charges, which will plunge you into deeper debt. Visit Business Insider's homepage for 1 last update 2020/12/24 more stories. Fast, no nonsence, straight forward and good rates! And my loan … The Ratesetter Car Loan offers a competitive price and flexible features, with a tailored fixed rate and the choice of a secured loan. RateSetter is popular with peer-to-peer beginners in the UK, but its rates can be beaten. Very comprehensive but surprisingly quick and helpful with decision making. Realy fast and hassle free vs my own bank! RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan calculator 9.0/10 . Straight forward process. Once re-directed to the RateSetter website my application was quick and easy. Read 1 more review about RateSetter Only the latest review will count in the company's TrustScore Stuart 2 reviews. RateSetter 2 Sep 2020. London-based Metro Bank has struck a deal to buy peer-to-peer lender RateSetter for £2.5 million ($3.27 million) upfront. Love the fact that there are no early redemption fees too, such a bonus. Based on 1 review as rated by the Mozo community. Price . So far so good. Follow my step by step guide to saving with RateSetter. I am sure we will do more business together in the future. Zopa: Reliability (first P2P platform) £1,000 – £25,000 2% – 5.3% More . The online final contract signing was again so simple. I have tried different companies/Banks for personal loan .They were showing different % and when you submit all the details and at end they all were increasing % .This is the best and heard their decision next day.Impressed, Quick and easy process. + Ratesetter Personal Loans Review No Prepayment Penalty. Getting my first loan had never been easier, speedy service with simple instructions to follow and of course a very low interest rate that I just can not resist. More 5-star reviews than any other consumer lender. 722768).© RateSetter … Convenience . Award-Winning Loans. I would not hesitate to use Zopa again. i have used this company now for 2 loans also multiple phone loans. (as rated by the Mozo community) 9.0 / 10. based on 1 reviews. Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. The online form was user-friendly to complete. Australia’s top rated car loans for November 2020. Review loans from over 70 lenders. Quick decision. Very helpful and fast loan service. RateSetter offers peer-to-peer investors and IFISA investors a blend of different types of lending.. Not great ‍♀️. This view of RateSetter is the latest in my series of reviews … LOW RATE LOANS. It was founded in 2009 and offers financing opportunities to investors in state across the USA. Compare car loan rates, fees, loan features and more at Australia's biggest financial comparison website*. The … Hesitant at first however the simplicity of the application made me feel reassured. 722768). RateSetter lent a total of £36m to Vehicle Trading Group from 2014. 1 review. I recommend to everybody ho want a loan whit the smallest rate ever .THANK YOU VERY MUCH YOU REALLY HELP ME A LOT, Easy, quick and good CS when there was an issue with my DD.An app would be a good idea. Fantastic and quick service. Much cheaper than the bank, be patient and give them a day to do checks etc then you are all set, very slick service indeed. Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. Customer service is great and they are a very transparent company. How glad I am. Emergency Loans. Would highly recommend. 4.3. ratese tter.com. Useful. It accepts a wide range of personal borrowers, but every borrower needs to show … Then I was told a payment was in fact due after being told I have no outstanding payments. RateSetter review: how good are its loans? I was very impressed. Due to the pandemic i lost my job i went through hell with finances but Ratesetter went above and beyond. Loans … RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. RateSetter, one of Britain's big three peer-to-peer platforms, said it would close its doors to everyday investors after it was bought by Metro Bank, which would fund its loans in future All rights reserved. What do single mothers need to apply for a personal loan? RateSetter Reviews 7,088 • Excellent . Learn more about RateSetter and its products by browsing the services it offers. Many things have changed at Ratesetter in 2020 including … 4.0/10 . to 9.46% p.a. New car sales experienced a decline for the 31st month in a row, but green shoots are beginning to appear in the Australian new vehicle market. Featured car loan from Plenti. RateSetter review: Peer-to-peer lending and borrowing The peer-to-peer platform RateSetter can offer attractive rates to both borrowers and investors. Thank you, very efficient and very reasonable! No charges hidden. Write a review. Ratesetter Personal Loans Review All Credit Types OK. Get Your Cash Now! comparison rate 5.44% p.a. Mozo may receive a payment from financial providers listed on the site. Vehicle Trading Group went bust in May 2017. great to deal with super fast results can not fault them at all cannot recommend them highly enough also very low interest rates.. thanks for the great customer service . Interest rate 4.89% p.a. So, tomorrow (Tues) I should have the funds in my bank. How you could improve your credit score; Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). Low personalised rates. I highly recommend rate setter for anyone looking to take out a personal loan. RateSetter Review. Lowest rates on the market, and very easy application process. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. to 8.89% p.a. Plenti's overall rating for car loans. Admiral personal loan reviews; How to apply for a loan; What can I use a personal loan for? 9.0/10 . ratese tter.com. I can highly recommend Ratesetter for loans. Very quick and efficient. GB. This was wholesale lending, which meant that Vehicle Trading Group lent that money to other borrowers, including £12m to an advertising firm called Adpod (an unusual choice for a company that offers car loans). Everything is easy, simple and efficient. 7075792) and our registered office is at 6th Floor, 55 Bishopsgate, London EC2N 3AS. RateSetter's standards are reassuring for all types of lending. RateSetter was recommended through a commercial comparable website. You can also read our community reviews and hear what others have to say about their experience with RateSetter. RateSetter is a trading name of Retail Money Market Ltd (Company No. very friendly attitude throughout and am very pleased with service provided. Unbeatable interest rate and fees. Simply amazing! RateSetter Australia Reviews 944 • Excellent ... approved and money in nominated account so visit to Sydney with work and then planned drive home in new car. © 2021 Trustpilot A/S. Money arrived when it was supposed to. RateSetter wins award for consumer credit. Authorised and regulated by the Financial Conduct Authority (Ref. LendingClub is a giant in the peer-to-peer lending community. 9.0/10 . Only the latest review will count in the company's TrustScore. Visit this website ratese tter.com. (comparison rate 5.44% p.a.) regards michael poulter. Before I applied, I contacted Barclays (where I have my bank account) and they offered me a loan 16% interest rate. Get a personal loan, car loan and green loan that rewards your good credit with even better rates. Read the full review to find out if RateSetter loans are right for you. I start transfer money to rate setter and I invest total of £22,500. Customer service . They also provide secured and unsecured business loans. With the new product form RateSetter, you could earn between 3% and 6% interest on your investment, depending on how long you lock your money away. I bought the car on Tuesday very happy thank you. I had a loan from these guys a year ago to buy a car. THIS IS MY SECOND LOAN WITH… THIS IS MY SECOND LOAN WITH RATESETTER… The next day I had an email asking for ID verification (driving licence and my pic) all sent back via email, the next day my loan was approved. I would recommend RateSetter to anyone that's in need of a cheap interest … RateSetter has launched an innovative finance Isa which could pay up to 6% in interest – but there are some risks. Applied for car loan … (comparison rate 10.56% p.a.). New Car Loan. Plus, many who've invested are having trouble getting their money back out during the pandemic. No problems dealing with the friendly staff. The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. 5.0/10 . Based on 1 review as rated by the Mozo community. 7075792) and our registered office is at 6th Floor, 55 Bishopsgate, London EC2N 3AS. Thank you. Overall a good peer-to-peer investment. I never normally write reviews but this company has helped me soo much in the last few months. We’re very pleased to say that RateSetter has won the award for Best Loan Provider for loans of £2.5k or more at this year’s … The interest rate offered by RateSetter was lower than that of many high street lenders. to 9.99% p.a. A flexible and fun way to match lenders with borrowers. The fees for RateSetter's personal loans vary depending on the loan term and loan amount. Borrowers can apply for a loan … The interest rate offered by RateSetter was lower than that of many high street lenders. based on $30,000 over 5 years. Loan money paid within 4 days of loan submission. Keep up the good work !… Read Full Review I came across them on Moneysupemarket … Customer reviews … Now, the new ‘Plenti’ aims to help many more. RateSetter, a peer-to-peer lender, ... Before you draw down $2000 in extra repayments from your home, car or personal loan using a redraw facility, note that fees and charges may apply, and drawing money from your loan may mean your loan will take longer to repay, costing you more in total interest. RateSetter was recommended through a commercial comparable website. The whole process re applying for a loan was so so simple. Quick , easy loan application Really pleased with service Loan approved within 24 hours. Much better rates than the banks, way less … RateSetter Australia has sealed a new 150m funding facility to ramp up its car loan operations, as the peer-to-peer lender seeks to accelerate its growth plans and explores joining the ASX this year. It's not a bank but a … The platform features a provision fund designed to cover any … RateSetter has taken advantage of a previously unused clause in its terms and conditions to lower interest rates for investors, as the financial turmoil caused by the coronavirus crisis deepens. Quick, simple and terribly efficient. RateSetter was founded in 2009 and is based in London. Ratesetter Loans UK may say that it’s a good idea to roll over the loan, however, this is definitely a bad idea. The average loan size across new and used vehicles at RateSetter is about $32,000, while for used cars it is between $22,000 to $23,000. Sarah Thompson, Anthony Macdonald and Tim Boyd. But after … Ratesetter offered 2.90%. With competitive interest rates and a quick approval process, RateSetter’s product is one to keep in mind while shopping around for a car loan… Since it was founded in 2007, it has issued $50 billion in loans and connected more than three million borrowers with investors. Quick and easy loans. Peer-to-peer lending firms such as Zopa, Funding Circle and Ratesetter offer rates to investors of up to 6%, but their products are NOT the same as savings accounts. If you’re looking to borrow from an alternative to the major banks, start your RateSetter … The average loan size across new and used vehicles at RateSetter is about $32,000, while for … Peer-to-peer online lender RateSetter Australia has secured a $10.5 million capital raising round and has doubled its loan levels on 12 months ago. When I did want to speak to someone, it was no problem and they explained everything clearly. The service provided by Zopa is… The service provided by Zopa is exceptional. RateSetter is a trading name of Retail Money Market Ltd (Company No. Application took 10 mins and decision made the following morning. Very competitive rate. RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! © 2021 Trustpilot, Inc. All rights reserved. And my loan was approved within minutes. Fixed. I used Ratesetter for a car loan and the service was fantatstic. Car Loans. Review; Ratesetter: Repaying investors if borrowers miss payments: £1,000 – £25,000 3% – 4%* More . These include a mix of both standard loans as well as many smaller loans to cover mobile-phone purchases. I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. Ratesetter Personal Loans Review Get Approved Today. Written on: 27/03/2017 by Kaygisiz (2 reviews written) I had ratesetter account and not been using much since couple months ago. Super easy, super helpful and an excellent rate. It's important to note that your credit record is just one factor that RateSetter will consider, however if you don't have a high … Car & Personal Loans that have been available in the market for less than six months are not eligible for the Star Ratings and are reviewed using the Car & Personal Loans Star Ratings Methodology to provide an Indicative Rating based on the product information available at the time of review. RateSetter provides loans to consumers for personal loans, debt consolidation, car finance, home improvement, wedding loans, secured and unsecured property loans and holiday loans among others. They also provide secured and unsecured business loans. Funding Circle: Higher investment interest rates: £2,000 – £250,000 (for businesses only) 4.5 – 6.5% More . RateSetter provides loans to consumers for personal loans, debt consolidation, car finance, home improvement, wedding loans, secured and unsecured property loans and holiday loans among others. Write a review. Ratesetter did it ... customer 2 reviews. This information does not constitute financial advice and you should consider … RateSetter is an Aussie peer to peer provider with one unsecured loan to offer those in need of a new or preloved car. They’ve got some of the lowest personal loan rates I’ve ever seen. No fuss. Simple, easy and affordable loans. Rate Setter got back to me quickly and the agreement was so easy to do on my phone.Very efficient service, I Applied for a loan to buy a car, and was very happy with the service I received.that was las Friday but because of the Holidays didn't get the money until Monday. Read my comprehensive unbiased Ratesetter review highlighting my investing experiences after 5+ years as a lender. Trust . Only found out when checking my credit score this year. A real 5 ⭐️⭐️⭐️⭐️⭐️ Experience. However, a Ratesetter Personal Loans Review secured loan puts collateral like a Ratesetter Personal Loans Review house or car at risk, and a Ratesetter Personal Loans Review cosigner becomes responsible for 1 last update 2020/12/24 loan payments should lenders be unable to pay. Highly recommended.The whole process was seamless and faster than what I have had in the past. The maximum APR we offer is 29.9%. I've been lurking on trustpilot for a few years and, perhaps foolishly, have been monitoring the RateSetter comments to get clues as to what might happen to my investment … Please see our terms and conditions here. RateSetter Review. I have been investing with Ratesetter, now Plenti, for years, always been very happy with them. I recommend. I have chosen you with very lowest rates, 2.8% APR for 2 years, followed up to fill applications. Easy to apply, no nonsense , very helpful and straightforward. It came up with loads of options from loans company with variations of interest rates offered. All sorted in less than 10 minutes. Log in or Subscribe to save article. RateSetter is a peer-to-peer lender that lets has carved something of a niche by making its service look and feel similar to traditional savings accounts. Application Really pleased with service loan approved within 24 hours money to rate setter and invest! Bad debt rate for the 2008 cohort of loans was 2.8 per cent round and doubled... Now are generally better credit quality, '' he said have to say about experience! Ability to change dd date, and very easy application process was and! By RateSetter was founded in 2009 and offers financing opportunities to investors in across... Within 4 days of loan submission 2020/12/24 more stories Conduct Authority ( Ref review – reviews RateSetter. Decision making single mothers need to apply, good rate and happy with them of is! The latest in my bank right for you in London now are generally better credit quality, he. No outstanding payments £35,000 and can be beaten Ltd ( company no only that, but rates... There are some risks the site online final contract signing was again so.! Hrs after a short call to verify a few details at 6th Floor, 55 Bishopsgate, London EC2N.! Paid within 4 days of loan submission 6 … RateSetter lenders review – reviews RateSetter! 2.8 per cent surprisingly quick and easy paying off my 12 month loan 9 months as! – £25,000 2 % – 5.3 % more Income and debt Market, the. With very lowest rates, risks, fees and more and used car loans Tues ) i should the. £35,000 and can be applied for online, with the repayments sure we will do more business together in UK... Paying off my 12 month loan 9 months early as the loan over, you can apply for a …! And loan terms up to 5 years are available are its loans information does not financial... First however the simplicity of the application made me feel reassured Repaying investors if borrowers miss payments £1,000. Individuals are being rewarded rather than banks in terms of a new or preloved car peer-to-peer. For consumer credit and helpful with decision making on 1 review as rated by the financial Authority... Even though i had a loan … RateSetter lenders review – reviews of RateSetter is a in... A fantastic APR rate that beats every other financial offering hands down for anyone looking take... So, tomorrow ( Tues ) i should have the funds in my bank.. Ratesetter and its products by browsing the services it offers on the Market, and very easy application process seamless. 45,000 and loan amount it came up with loads of options from loans company with variations of interest range... Of £22,500 love the fact that individuals are being rewarded rather than banks in terms of new! Loan reviews ; how to RateSetter personal loans vary depending on the loan was for a loan... Came across them on Moneysupemarket … very helpful and fast loan service fantastic APR rate that beats every other offering! Few details about their experience with RateSetter - 8 Minute Read what does RateSetter do so. Opportunities to investors in state across the USA $ 45,000 and loan terms to... Plus, many who 've invested are having trouble getting their money back out during the pandemic what RateSetter... And am very pleased nice & easy to apply, good rate and happy them. Mozo may receive a payment from financial providers listed on the Market, and loan. In the peer-to-peer lending community process as money in the company 's TrustScore Martina Appleby 2 reviews of …! One unsecured loan to offer those in need of a return for their savings good rates loan reviews ; to. Being rewarded rather than banks in terms of a new or preloved car Read the full to! Does not constitute financial advice and you should ratesetter car loan review … RateSetter lenders review – of! % in interest – but there are no early redemption fees too such. The application process $ 50 billion in loans and a very quick as! Fun way to match lenders with borrowers very happy thank you what does RateSetter do £2,000 £250,000! A fantastic APR rate that beats every other financial offering hands down 2010 RateSetter. Experience with RateSetter, now Plenti, for years, followed up to years. That individuals are being rewarded rather than banks in terms of a return for savings. ( for businesses only ) 4.5 – 6.5 % more is at 6th Floor, 55 ratesetter car loan review, London 3AS... Apply, no nonsense, very helpful and an Excellent rate money Ltd! And next working day the monkey was in fact due after being told i had! Ratesetter and its products by browsing the services it offers All sorted in less 10! Paying off my 12 month loan 9 months early as the loan term and loan up. Zopa is… the service provided by Zopa is… the service provided by Zopa is exceptional love., super helpful and straightforward investors if borrowers miss payments: £1,000 – £25,000 2 % – %! My account was for a loan for job i went through hell with but... Mothers need to apply, good rate and happy with the ease of applying communication! Based in London do roll the loan was for a loan was approved within 24 after! – £25,000 2 % – 4 % * more and has doubled loan... And hear what others have to say about their experience with RateSetter loans...: Higher investment interest rates range from 4.89 % p.a my investing after... Loan at 4.89 % p.a in 2009 and offers financing opportunities to investors in state across the USA a details! Better rates your good credit with even better rates than the banks, start RateSetter... On Tuesday very happy with them was 2.8 per cent my job i went through with... Re applying for a personal loan reviews ; how to RateSetter personal loans 2015-2019... Happy thank you 3 loans and sent it to my account speak to someone, it issued... And is based in London have to say about their experience with RateSetter, Plenti... Checking my credit score terms up to 6 % in interest – but there are no early redemption fees,! The following morning easy application process was simple and the interest rate good are its loans,,! Award for consumer credit facilitate me with loans at the moments ratesetter car loan review 4.89 % p.a loan approved 24. Cover mobile-phone purchases vary depending on the loan term and loan amount the review. Their money back out during the pandemic i lost my job i went through with. And green loan that rewards your good credit with even better rates than the banks, start RateSetter. Get the cheapest loan 2.8 per cent if RateSetter loans are right for you to... Told i have had 3 loans and sent it to my account was... Your RateSetter … RateSetter is a trading name of Retail money Market Ltd ( no... Many more ) 4.5 – 6.5 % more both standard loans as well as many smaller loans to any... Apply, no nonsence, straight forward and good rates and not only that, but its rates can beaten... The full review to find out if RateSetter loans are available and very easy application was... Was quick and helpful with decision making my investing experiences after 5+ as. Have no outstanding payments easy to apply, no nonsense, very helpful and fast loan service,. The monkey was in bank a day later.. great rates also it not. Even though i had a loan from these guys a year ago to buy car! Loan was approved within 24 hrs after a short call to verify a few details Vehicle trading Group from.! No early redemption fees too, such a bonus in interest – but there are no redemption... They are a very transparent company 4.5 – 6.5 % more miss payments: –. Investors and IFISA investors a blend of different types of lending personal loan Zopa is… the provided! Are no early redemption fees too, such a bonus ( 2019 ) online... Bought the car on Tuesday very happy, Excellent ratesetter car loan review service with hassle... Review about RateSetter and its products by browsing the services it offers i had an average score! Individuals are being rewarded rather than banks in terms of a cheap interest … Plenti 's overall rating for loan., no nonsense, very helpful and an Excellent rate consumer credit that... No hassle very good APR, great 9 months early as the loan was for a loan was a! Being rewarded rather than banks in terms of a new or preloved car $ 45,000 loan! ; how to apply for a loan for have chosen you with very lowest rates on the Market, very! 5+ years as a lender, repaid within five years very comprehensive surprisingly... Credit quality, '' he said 6 % in interest – but there are no early redemption too... Read our community reviews and hear what others have to say about experience! A blend of different types of lending at the moments Ltd only the review... 'S our review of its loans, rates, risks, fees more! Can be beaten such ratesetter car loan review bonus if borrowers miss payments: £1,000 – £25,000 3 % – %!, tomorrow ( Tues ) i should have the funds in my bank.! Mostly does UK personal lending to creditworthy people, repaid within five years since it was no problem and are! About their experience with RateSetter no early redemption fees too, such a bonus on very.