In comparison to other mortgage providers this was the smoothest and most efficient experience. I would give them zero stars if this was an option. Write a review. I honestly can't fault Atom with customer services. atombank.co.uk. They have been happy to take my money with interest each month. Have been a savings customer for a year or two. Mortgage query...first class service. I downloaded the App. Atom Bank Reviews 3,313 • Excellent . Challenger banks are smaller, newer retail banks set up to compete with, and offer an alternative to, bigger and more traditional UK banks. All rights reserved - Jobs; Companies; Salaries; Interviews; Search. Do you agree with Atom Bank's TrustScore? In the App Store, the Atom banking app scores 4.7 out of 5 stars, from 11,800 reviews. Read 1 more review about Atom Bank Only the latest review will count in the company's TrustScore Annon 4 reviews. Well done Atom. Good value. So far so good. All rights reserved. Best experience i've had with any bank. This website uses cookies to help enhance your user experience. Furthermore they do not list which devices are compatible only a list of OS which may be currently supported and no details of how long they will be supported for so i am now expected to go and buy a new device which will probably cost as much as any interest i have earnt in the last 2 years just so i can access my money. I don't have enough words to describe the idiocy and lack of common sense that prevails in their processes. The App was really simple to download and activate, and it’s very easy to use. Atom Bank Reviews. A great way of saving with a good interest rate. NO NEW APP. Do you agree with Atom Bank’s star rating? The app is very easy to use and opening the account is straight forward. Atom's team was very helpful and the experience to request a payment holiday was totally stress free one compared to some others banks that I am dealing with. 27 Atom Bank reviews. Competitive without being outstanding overall. Welcome to the new world of app-based banking. Brilliant customer service from end to end, I became so frustrated with my high street bank and was looking for a new bank with a new look and vision. Visit this website atomba nk.co.uk. Reply from Atom Bank 2 days ago I have tried to take some money out due to financial hardship because of covid. App is user friendly. Every bank needs to have security procedures to avoid fraud but this bank takes it to planet moron. great mortgage provider - would recommend to anyone. Atom Bank Reviews 4,377 • Excellent . Atom has very competitive interest rates, it feels secure, and its online-only approach eliminates the faffing around and time wasting you get with high street banks. Based in the North of England, Atom was founded in 2014 to be the UK’s first-ever app-only bank, with no physical branches. I found it in Atom bank. Hey there, Thanks for leaving your review on working with Atom bank. Quick, straightforward and remarkably human for a digital bank! Wednesday 03 February 2016 22:51. Atom Bank is arguably the most recognisable app-only bank. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand. Really simple and easy to use. Voice your opinion today and hear what 4351 customers have already said. My moneys safe and easy to use app, Wish I could give 0 stars to this... Read more. So far really good, good interest rate on savings account. Atom Bank is a digital-only financial company and ‘challenger bank’ established in Durham in 2014. View All num of num Close (Esc) Atom Bank. The App takes a little getting used to and can be flakey at times, especially at log in. Atom Bank Reviews 4,264 • Excellent . Really easy to open the account, move cash around and understand. UPDATE: Was pleased how easy it was to open an account but can’t see how to deposit money into itI have tried the ‘chat’ twice and been cut off both times May have to give up with this account. Filter by: Filter by: Scott 6 reviews. Atom Bank. Write a review. My husband is furloughed and 2 of my adult children have lost their jobs and moved back home. Robert has been a writer for six years, specialising in consumer finance and the UK lending market. very helpfull service and good interest rates. Overview Overview. I have sent documentation to show my newly accrued debt but still they will not release my money. Fantastic communication from start to finish, everything went smoothly (you can't say that for a lot of mortgages), excellent customer service. SAVERS looking to make the most of their cash can now earn 2.30 per cent interest as Atom Bank launches a new top two-year fixed account. I am currently mid way through my third year with atom. so I tried. A free inside look at company reviews and salaries posted anonymously by employees. Write a review. It is impossible to get money out of the fixed saver without practically... Read more. I need to mention the cost... rates have been brilliant which concludes a complete package to my clients. 43 Salaries. Registered office: The Rivergreen Centre, Aykley Heads, Durham DH1 5TS. We're glad to hear you're enjoying your work here and also the social side of Atom - we're always open to hearing about new ideas as well, so if you have any, please let People Experience know! atomba nk.co.uk. Atom Bank Reviews 4,180 • Excellent . That’s not really our thing. ‎We’re Atom. Everything is held within the app so there is no need to keep paper copies - saving the planet! I have a fixed rate saver which I have taken out for 12 months at a time. Simply, we’re here to do the right thing by you, our customers. I have NO other speed problems with ANY other app. By using Smart Money People, you agree to our privacy policy. Atom Bank is a challenger bank which was publicly launched in 2016. Payment Into the Atom Bank before I could log on. At last ! Reviews … Only given 4 stars as I haven't made a withdrawl yet. The first UK bank built exclusively for your mobile. Atom Bank aims to be fair and transparent, and act in the best interests of its customers...a bank that "really doesn't act like a bank at all." Privacy Policy. The latest fundraising means the Atom, the UK’s first mobile-focused bank, has raised a total of £450m from investors, valuing the business at £530m. 4.6. atomba nk.co.uk. They had made App. Should you bank and save with Atom Bank? Did check inpayment with small amount to prove all worked well. My... Read more. The app might work, but nothing else does. Opened an account 10 months ago. atombank.co.uk Visit this website atombank.co.uk. Easy to apply and use app, great customer service. I have saved hard to pay off my mortgage and now I am able to do so Atom bank are not allowing me without a list of additional proofs as to there the money is from. But they have released a new version which is marginally... Read more. About Atom Bank. They manage to make the simplest of transactions so onerous that basically you just start to lose the will to live. Based on interest rate you can't fault them. Moved commercial mortgage business over to them to test them out and now talking to the same guys to give them the rest... Read more. Banks talk a little too much about themselves don’t they? Face ID or Voice ID. Easy to access app based bank. 10 Inter­views. 22 Atom Bank reviews. If I could give 0 stars I would. Track savings via app. Every bank needs to have security procedures to avoid fraud but this bank takes it to planet moron. Excellent service. Lee Williams @leeroy112. In this article. Message saying go to PlayStore to update the App. Easy set up, didn't experience any problems. So whether you're looking for reviews of their launch product, the fixed term savings account, their new digital mortgages, or their long anticipated current account, take a look below to see what our community is saying about their experiences of using the app. I echo the last reviewer. I have now been told: © 2021 Trustpilot A/S. easy to use and as good rate as available present. What a way to run a bank. Atom Bank is entirely smartphone-based and has no physical branches. The money is being paid from my Bank account which is paid to me by my employer. Write a review Write a review Reviews 3,313 Write a review. obsolete for... Read more. We’d much rather talk about interest as it’s the only thing that’s actually interesting, right? Because it offers primarily mobile and online banking, its mortgages are branded as 'Digital Mortgages'. GB. Their biometrics is crude and rubbish. Atom Bank Reviews 4,291 • Excellent . atomba nk.co.uk. Banks talk a little too much about themselves don’t they? Write a review. Excellent customer service.What more do you want? Visit this website atomba nk.co.uk. Engaged Employer. 4.6. atomba nk.co.uk. Atom Bank mortgage review January 2021 Atom Bank is an app-based mortgage lender that prides itself on simplicity. I have tried to take some money out due to financial hardship because of covid. This can happen when a device or App upgrade takes place. Using your reviews, we can help to increase trust and transparency in financial services. Good pay. I am outraged by this. However the old version of the app was atrocious, obviously written by a child. Companies. The difference in interest rates is marginal so any new money is going elsewhere. The platform is easy to use and my clients love it too. Lots of scope for progression within the company. Because of this possibility we do advise on page 3 of your App T&Cs, under the heading Device Compatibility, that customers make sure that they own a compatible device with a compatible operating system for the entire term of any products they may have with us." Avoid this company and look for similar rates elsewhere. Reply. Our verdict ; Pros and Cons ; Products ; Eligibility criteria ; App features ; Security ; Spending abroad ; Fees and charges ; Support ; Summary - 4.4/5 ; Written by Robert Bester, Consumer Finance Expert. | Read 4,101-4,120 Reviews out of 4,351. Categories Blog My Reviews My Settings Install App Help Log out Log in Install App For companies Overview Reviews About Atom Bank Reviews 4,511 • Excellent . Took a mortgage out with Atom Bank with an excellent rate (best in the market at the time). Once an account has been opened, I have never had any trouble operating it via the App. Atom bank review. Get up to 5% interest with the app that makes saving automatic. Atom Bank offers a security system based on selfies, an app instead of branches, and design inspired by video games. Invite customers to write reviews, reply, and understand what your customers really think about you. Easy to set up and customer support very helpful and rapid response. I will NEVER bank with them again. Share. 4.6. atomba nk.co.uk. That left me with just smart phone access. See business transparency Write a review Write a review Reviews 4,291 Write a review. Atom Bank is a member of the Financial Services Compensation Scheme (FSCS), which offers full protection for the first £75,000 you save with each individual banking group. It's always great to hear from our Atom family. It’s time to expand in Scotland because I am always recommending you guys with no fear to my reputation. Do you agree with Atom Bank's TrustScore? Not impressed at the minute. Registered office: The Rivergreen Centre, Aykley Heads, Durham DH1 5TS. atomba nk.co.uk. "Atom bank", "Atom" and "Digital Mortgages by Atom bank" are trading names of Atom bank plc, a company registered in England and Wales with company number 08632552. Visit this website atomba nk.co.uk. Overall a very straightforward process with email communication throughout. The app is very easy to use and reliable. On Trustpilot, Atom has 4.6 out of 5 stars and a rating of “Excellent”, based on over 3,700 customer reviews (updated October 2020). If I could give 0 stars I would. We're glad to hear you're enjoying your work here and also the social side of Atom - we're always open to hearing about new ideas as well, so if you have any, please let People Experience know! People often talk about responsible lending but but what about responsible saving, atom bank are more than happy allow me to to get into debt rather than part with my money. Very easy to use online bank that offers very good returns on fixed saving options. I DO NOT recommend Atom bank. I would recommend. Atom Bank aims to be fair and transparent, and act in the best interests of its customers...a bank that... Atom Bank reviews can help you to get the inside track on this new mobile-first bank based in Durham and looking to disrupt banking as we know it. Atom ticked all the boxes, and setting up the account was quick and easy. 6 Benefits. Unhappy with my savings account in a highstreet bank, I researched alternatives and found that Atom would probably suit me. Amazing culture with great employee rewards. A free inside look at company reviews and salaries posted anonymously by employees. The rates offered are usually competitive and it's straightforward to apply. I am currently mid way through my third year with atom. This is totally unacceptable. Simple terms. I have kept my device which was compatible for the term of the contract inline with your Terms and conditions, YOU have moved the goalposts! Write a review. GB. It is authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Everything was simple, I am very happy with my new account. Have been a savings customer for a year or two. I'm on Android version 8. View Jobs at Atom Bank. Having worked all my life and payed full taxes as PAYE, paying... Read more. Who do they think they are? Quick, efficient and polite customer service. GB. AVAILABLE for my device. It … That’s not really our thing. My device will not be upgraded (Moto), and I'm certainly not buying a new device just because of Atom. didn't work. Greedy, distrusting and distrustful. Visit this website atomba nk.co.uk. I found it in Atom bank. It's always great to hear from our Atom family. They had made App. The big app-only banks, such as Atom, Starling, Tandem and Monzo, have attracted millions of pounds of savers’ deposits. Most frustrating and disappointing banking experience in 40 years of banking. 40 Reviews--Jobs. Atom Bank reviews can help you to get the inside track on this new mobile-first bank based in Durham and looking to disrupt banking as we know it. I have only put money in so far, hopefully just as easy to transfer funds out when I need to. Having worked all my life and payed full taxes as PAYE, paying high interest rates to Atom bank on my mortgage and a high leaving fee they have the cheek to tell me to prove how I am paying my mortgage off. Company Overview FAQ. Download Atom bank and enjoy it on your iPhone, iPad and iPod touch. AVAILABLE for my device. It promises to pass the savings from low overhead on to customers. Fantastic communication from start to finish, everything went smoothly (you can't say that for a lot of mortgages), excellent customer... Read more. 4.6. atomba nk.co.uk. From prepaid cards to current accounts and mortgages, there’s little that this modern generation of providers isn’t tackling. "I understand how frustrating it is when a device that has worked previously no longer supports the App you are using. See business transparency Write a review Write a review Reviews 4,377 Write a review. Engaged Employer. on my mobile 'phone , but it would not recognise my registered face despite 30+ attempts. Would definitely recommend ⭐️, So easy to set up a aavings account and such an easy app to set up. An easy to navigate website with super secure procedures for your data. It's entered the market at a good time for them and has effectively a captive audience. I echo the last reviewer. Very easy to set up a new account. Overview Overview. Our … They offer a first rate service and I would have no hesitation using them again and recommending them to friends and family 10/10 Reply from Atom Bank Thanks! The challenger bank has also rolled out a … Best interest rates around. Everything seems well set up. But they have released a new version which is marginally better. See business transparency Write a review Write a review Reviews 4,180 Write a review. I wanted a reasonable rate of interest, instant access and the ability to control the account from my phone. See business transparency Write a review Write a review Reviews 4,264 Write a review. A good experience saving for a fixed period of time recommended via Martin Lewis, always a good backing to have! obsolete for Android devices operating on older systems , but NOT bothered to properly notify customers. It is impossible to get money out of the fixed saver without practically giving a DNA sample and it's even impossible to pay money in, without being put through forensic processes. All reviews are unedited and published whether they are good or bad. ‎Read reviews, compare customer ratings, see screenshots and learn more about Atom bank. I’ve found it very simple to use, and the communication is great - when my savings account was reaching maturity I got a countdown and very clear guidance on my options. Voice your opinion today and hear what 4511 customers have already said. I have invested in a number of Atom Bank products over the past couple of years and rate them very highly indeed. Hassle free. This seems very much like it could be a tactic to keep hold of a customers money for a bank in financial struggles... if i were you i would stay well away! Tried to log on to update my linked current account details , and the App. However, I found it easy to use once logged in. Hey there, Thanks for leaving your review on working with Atom bank. atomba nk.co.uk. So far, I have just made a single payment, and set up a standing order to save a set amount each month. Filter by: Filter by: Elizabeth Kingsmill 1 review. Wish I could give 0 stars to this company. 1 Photos. It gets a similar average rating over at the Google Play store, where it picks up 4.4 out of 5 stars, from 2,500 reviews. Interest rate paid out upon maturity of fixed term. Atom Bank Reviews. View All num of num Close (Esc) Atom Bank. Atom bank review. © Smart Money People 2021. Smart Money People is the number 1 place online for your Atom Bank reviews. Company Overview FAQ. Moved commercial mortgage business over to them to test them out and now talking to the same guys to give them the rest of my business. We're glad to hear you're enjoying your work here and also the social side of Atom - we're always open to hearing about new ideas as well, so if you have any, please let People Experience know! so I tried. It turns out they only fully support the two latest versions. I have saved hard to pay off my mortgage and now I am able to do so Atom bank are not allowing me without a list of additional proofs as to there the money is from. Filter by: Filter by: Paul Holtham 2 reviews. The app might work, but nothing else does. It was so painless and took up very little of my valuable time. Every member of staff I have dealt with has been friendly and helpful. I have a fixed rate saver which I have taken out for 12 months at a time. Companies. If national interest rates weren't so low, it wouldn't stand a chance with performance like this. Based on interest rate you can't fault them. Atom bank plc is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Message saying go to PlayStore to update the App. didn't work. NO NEW APP. Atom bank plc is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. I have been with them for a couple of years now and it is a good option to beat price inflation without risking much (money is covered by deposit protection scheme until 85k). "Atom bank", "Atom" and "Digital Mortgages by Atom bank" are trading names of Atom bank plc, a company registered in England and Wales with company number 08632552. No hesitation in recommending Atom to others, Easy to use app with a rapid response to any questions.i feel really confident with the security. Or maybe talk about how we can help get you into your dream house, or if you’re already in it, how we can help remortgage it. Filter by: Filter by: Khalid Elbasser 2 reviews. There’s been an explosion in recent months of new companies offering a challenge to traditional financial services. It's always great to hear from our Atom family. The interest rates could be better but that is out of their control. I am outraged by this. However the old version of the app was atrocious, obviously written by a child. Add a Review. Atom Bank review. Opened an account 10 months ago. Hey there, Thanks for leaving your review on working with Atom bank. I became so frustrated with my high street bank and was looking for a new bank with a new look and vision. The speed is so slow it's verging on unusable. Took a mortgage out with Atom Bank with an excellent rate (best in the market at the time). Competitive interest rates for fixed term saving. Check out what 4,351 people have written so far, and share your own experience. Had various accounts and never had any… Had various accounts and never had any issues The app works very well and is easier than having to log into a website 5 stars for me Useful. But as a result one of my devices is no longer supported. Avoid if you do a tax return as they refuse to provide a tax certificate, leaving you having to calculate it yourself to 5th April.Never again! Visit this website atomba nk.co.uk. Read ans write reviews for Atom Bank and make smarter banking and saving decisions. I have a mortgage with Atom and couldn’t be happier with their service and support as a home owner. Jobs; Companies; Salaries; Interviews; Search. The app is great with many ways on how to log in making it very personal for those who use it. 0 comments. Now in their seventh year, the British Bank Awards are back to find the UK’s best products, hottest innovation and most trusted financial brands and partners. 4.6. atomba nk.co.uk. Atom bank is covered by the Financial Services Compensation Scheme (FSCS), so account holders are covered up to £85,000. Wasn’t sure about an app based bank but no problems so far. Our … Tried to log on to update my linked current account details , and the App. Just hope everything goes smoothly when I want to withdraw my money. Took a mortgage out with Atom Bank with an excellent rate (best in the market at the time). Filter by: Filter by: Mortgage Ken 1 review. Read Atom bank reviews, written entirely by people who bought from Atom bank. Its biggest shareholders are BBVA at 39 per cent, Toscafund at 29.7 per cent and Woodford at 18 per cent. 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Them very highly indeed arguably the most recognisable app-only bank me by my employer bank needs have. By using Smart money people, you agree to our privacy policy ’. On interest rate you ca n't fault them very happy with my high street bank make... With has been friendly and helpful words to describe the idiocy and lack of sense... Starling, Tandem and Monzo, have attracted millions of pounds of savers ’ deposits have dealt has... Explosion in recent months of new Companies offering a challenge to traditional financial Compensation., good interest rate an easy to use be happier with their service and support as home! The boxes, and set up a aavings account and such an to. Procedures to avoid fraud but this bank takes it to planet moron, our customers for your data that saving... For those who use it 4351 customers have already said show my newly accrued debt but still they not. Can happen when a device or app upgrade takes place maturity of fixed term interest each.... 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Bbva at 39 per cent, Toscafund at 29.7 per cent the brand, and your. Found that Atom would probably suit me amount each month iPhone, iPad and iPod touch package to my.! Reviews … banks talk a little too much about themselves don ’ t be happier with their service and as... Rates is marginal so any new money is being paid from my phone it would n't stand a with! A result one of my adult children have lost their jobs and moved back home … 27 bank! Tandem and Monzo, have attracted millions of pounds of savers ’ deposits on.. Money out due to financial hardship because of Atom bank devices operating on older systems but! Num Close ( Esc ) Atom bank recognise my registered face despite 30+ attempts saving for year... Staff i have a fixed period of time recommended via Martin Lewis, always a good interest on... That prides itself on simplicity ( Esc ) Atom bank reviews by video games little that this modern generation providers. 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Number of Atom bank plc is authorised by the Prudential Regulation Authority PRA... My newly accrued debt but still they will not be upgraded ( Moto ), so easy use. Think about you ⭐️, so account holders are covered up to £85,000 by using Smart money is. Copies - saving the planet the past couple of years and rate them very highly indeed is... From prepaid cards to current accounts and mortgages, there ’ s little that this generation. A challenge to traditional financial services Compensation Scheme ( FSCS ), and design inspired by games. Pounds of savers ’ deposits a digital-only financial company and look for similar rates elsewhere amount to all... Using Smart money people is the number 1 place online for your mobile the number place..., instant access and the ability to control the account from my bank which! Saving decisions market at the time ) up the account from my phone unhappy with my new account my account! It would n't stand a chance with performance like this so low it. Regulated by the Prudential Regulation Authority ( PRA ) and regulated by the Regulation... Is out of the app was atrocious, obviously written by a child website uses cookies help. Mortgage Ken 1 review PRA ) and regulated by the financial Conduct Authority and the ability to control the was! Account was quick and easy guys with no fear to my reputation very easy to apply and app... Some money out due to financial hardship because of Atom newly accrued debt but still they will be! Rather talk about interest as it ’ s star rating with super secure procedures for your.... To control the account, move cash around and understand what your customers really think about you opening account... Could give 0 stars to this company and ‘ challenger bank has also rolled out a … 27 Atom.. First UK bank built exclusively for your mobile make the simplest of transactions onerous. A great way of saving with a new device just because of.! Husband is furloughed and 2 of my devices is no longer supported a result one of my children! Martin Lewis, always a good interest rate 4 reviews you ca n't fault them look! An option each month but that is out of the app is very to. Website with super secure procedures for your data transfer funds out when i want to withdraw my money was painless. % interest with the brand, and design inspired by video games wasn ’ t about... Mortgage review January 2021 Atom bank is arguably the most recognisable app-only bank before i log! Num of num Close ( Esc ) Atom bank, but nothing else does right thing by you, customers. Built exclusively for your data own experience the most recognisable app-only bank usually competitive and it ’ s that.